Available in most states. Some restrictions may apply depending on loan size, please call 1-800-844-1015 for details.
The No Closing Costs interest rates will be higher than those published on the rate sheet. Please, call for rate quotes.
Description
Many people start out with an adjustable rate mortgage because the payments are very low at first. However, if they keep them long enough they can end up paying too much. After an ARM is for 2 or 3 years old, it may be adjusting to as high as 9.0% in today's rate environment. You don't have to accept this rate increase.
Our "No-Cost" program will lower your rate at no cost to you. We pay all of the closing costs: title fees, appraisal fees, and credit report fees. There are no loan fees or prepayment penalties, and nothing is added to your loan balance.
This is a true "can't-lose" situation for you as a homeowner. You get the benefits of a lower interest rate of while incurring no costs to refinance. In many cases you can actually tap into the valuable equity that you have accrued on your home by taking "cash-out" in the refinance.
