
A mistake that homebuyers often make when looking for the best mortgage rate is to assume that mortgage rates are controlled by the mortgage lender. As much as we would like to offer you a low mortgage rate, things of such nature are out of our hands. Mortgage rates are essentially controlled by inflation, the pace of economic growth, and Federal Reserve policy. Rising inflation will lead to a rise in mortgage rates as well, and adversely, a steady rate of change in inflation will lead to a low mortgage rate. It should be noted that inflation has the biggest influence, of all the factors, on mortgage rates.
You may be thinking, if you can’t control the mortgage rates, then how can you claim to offer low mortgage rates? Well, it isn’t a single reason, but multiple solutions that work together to make your loan process more efficient, therefore saving time and money. It is a combination of experience, technology, and dedication to an honest relationship between client and lender that allows us to save so much. When we save, we pass the savings on to you, our valuable clients to ensure your satisfaction with our service.
Basically, these four advantages are utilized to provide our clients with the lowest mortgage rate possible:
- Experience
- Technology
- No Hidden Fees
- We Pass on the Savings
- Primarily an Online Mortgage Lender
Experience Matters
In 1986, East West Mortgage started from the ground up with just 3 employees. In that time, we have grown into one of the largest mortgage brokerages in the nation, servicing millions of loans each year. Experience makes all the difference, whether it’s helping you understand the complicated mortgage jargon, or making sure you get an affordable rate, our goal is to make this memorable moment in your life as positive as possible. With the experience that our loan officers possess, they are able to save a great deal of time and effort, allowing for a more efficient loan process. We utilize the experience in a way to save both us and our client’s time and money, something that we’re all looking to achieve.
East West Mortgage is primarily an online mortgage lending company, with branches all over the nation. Since the application is filled out online, our loan officers process your information from a remote location and there is no need for a personal loan officer. We pass the savings onto you in an effort to provide you with an affordable low mortgage rate. We have no hidden fees in our loan programs and we are very upfront with the costs. Any savings that we experienced are passed on to you, ensuring affordability as well as an honest relationship between lender and client. We make sure that no matter what your financial situation is, we put forth an effort to offer you an affordable solution. To start saving today, contact us at 1-800-880-4202!