If you live in California and you’re in need of a refinance, East West Mortgage can help you. Finding a mortgage company that will give you the best deal in California may be difficult. Refinancing is a simple process of purchasing a new loan to pay off your current mortgage loan.
Perfect Time to Refinance
You should only refinance if the rates are 2% lower then the current one. Rates are determined by many different factors. The inflation rate of the nation is the major factor in determining the rates. Rates can change daily, and East West mortgage gives you the lowest rates possible.
Refinancing with Bad Credit
Your credit score is a numerical value determined by your credit report. When your credit score falls bellow a certain range. Things can get difficult for you, such as applying for a loan or a refinance.
Those individual with bad credit can benefit from our sup prime programs. The sub prime programs are aimed for those individuals and can assist them in achieving their goals. If you do not have credit please contact us to see what we can do to help. We have many dedicated mortgage brokers who can assist you with any of your refinancing needs.
Other Perks of Refinancing
With the new loan you can also incorporate your other debts to pay them off faster, like a form of debt consolidation. You can also switch from a fixed rate mortgage to a variable rate mortgage, if you like to gamble with a lower payment with a chance of a sudden increase in rates. Or you can switch to a fixed rate mortgage, if you prefer a more stable and predictable monthly payment.
East West Mortgage offers many tools for you to use, our website includes a free on line refinance calculator and our current rates in California. East West is your number one source for refinancing, even if you have bad credit. If you do decide to refinance with us please feel free to call us at our toll free number 1800-880-4202 or by apply with our on line application process.