East West Mortgage Company welcome our clients from Washington.

We provide conventional loans, commercial loans, subprime loans, VA loans, FHA loans, debt consolidation, no money down, 103% financing, cashout refinance construction to permanent loans, debt crusher, home equity LOC, investment property, imperfect credit, lock and list, lock and look, no cost refinance, no cost arm refinance, no doc refinance, pre-approved loan, purchasing loan, refinance, fha loans, fha mortgage, fha refinance, fha programs, va loans, va refinance, va no cost, no income verification (IV Intro, EZ Doc, EZ Jumbo, True Income, 95% stated Income, 90% stated Income, 70% LTV Lite Doc, 90% No Job Loan, 75% No Job Loan) and much more.

We offer a large database of mortgage interest rates updated daily.

Conventional Loan Programs are designed for those customers with good, established credit histories.
EW Mortgage offers an extensive line of conventional loan programs. Whether you are buying your first home or establishing a home equity line of credit, EW Mortgage offers the perfect loan program for you.

Having less than perfect credit is not a problem here at EW Subprime. We understand that not everyone has perfect credit, and sometimes bad things happen to good people.
Circumstances in the past do no matter to us. What matters to us the most is that you walk away satisfied.
Take a look at the programs we offer for those with subprime credit. From Debt Crusher to No Income Verification, our loan programs are designed to both give you the best possible mortgage loan, but also to get you on the road to a better credit history.

The Federal Housing Authority (FHA) was created by the National Housing Act of 1934 to help revive and stabilize a housing market devastated by the Great Depression and the breakdown of the banking system. It did so by providing federally backed mortgage insurance, first for construction loans and then long term mortgages. By meeting credit history and down payment criteria established by FHA, a borrower can obtain a 20 year fully amortizing mortgage loan.

The Department of Housing and Urban Development (HUD) authorizes the Federal Housing Authority (FHA) to insure lenders against foreclosure loss for any residential mortgage that does not exceed Congressionally set loan amounts.

FHA financing may be used by any qualified person, whether or not a US citizen. However, the property must be the borrower's principle residence; the borrower must live in the home. The borrower must also have a social security number.

Low down payment An assumable mortgage subject to approval of assumer's credit Right to prepay loan without penalty Ability to finance closing costs

FHA Programs and Loan Amounts

FHA maximum loan amounts vary by state and county. Programs available are a 30 Year Fixed, a 15 year Fixed, and a One Year ARM with a 1% annual cap and a 5% lifetime cap.

On a 30 year fixed/level payment, the monthly principal and interest payment remains the same for the life of the loan.

The monthly principal and interest payment on a One year ARM (adjustable rate mortgage) can fluctuate based on the index (1 year Treasury Bill), and it has a 1% annual cap and a 5% lifetime cap.

GPM (graduated payment mortgage) allows the borrower to qualify at a lower interest rate but requires a larger down-payment and has negative amortization.

More than 29 million veterans and service personnel are eligible for VA financing. Even though many veterans have already used their loan benefits, it may be possible for them to buy homes again with VA financing using remaining or restored loan entitlement.

For more detailed information please contact our loan department today!